Daniel Smith

120 Rocky Mountain Drive

Lake Lure, NC
$ 799,000 Beds 2 Baths 2.5 Sq 3,173
Monthly Estimate* How much can I afford?

This home offers more than a sought-after location, beautiful design, and serene setting. The seller is offering owner financing with acceptable terms. This luxury log home is surrounded by the NC mountains and a rushing creek. Privacy and nature with this fabulous location as you gather around the firepit right beside Cedar Creek. Enjoy walks and picnics in the commons area. Open plan large enough to accommodate big family get-togethers. Plenty of space for families to come together and stay for holidays and celebrations. Beautiful logs inside with 2 rock fireplaces, two ideal features for a Carolina home in the mountains. Very large primary bedroom, with ensuite and sitting area. The finished basement has a living area with a fireplace, a gaming area, dining area, and half bath. Also includes 322 sq ft of unfinished daylight area that could be completed for additional heated sq footage. Groceries, golf courses, and restaurants are within 15 to 20 minutes. Rental history is available.

Single Family

  • Price
  • $ 799,000
  • City
  • Lake Lure
  • Bedrooms
  • 2
  • Full Bathrooms
  • 2
  • County
  • RUTHERFORD
  • Half Bathrooms
  • 1
  • Area
  • Rutherford County
  • Lot Size
  • 1.06 Acres
  • Zip
  • 28746
  • Sqr Footage
  • 3,173
  • Year Built
  • 2007
  • Style
  • MLS#
  • 4328799
Listed By: EXP Realty LLC; amcdowellrealtor@gmail.com
Data Source: Canopy MLS

Features

General

Living Area 3173
Sewer Septic Installed
Heating Heat Pump,Propane
Cooling Central Air,Heat Pump
Appliances Dishwasher,Gas Range,Microwave,Refrigerator
Patio/Porch Features Porch,Wrap Around
Construction Materials Log,Stone
Year Built 2007
View Long Range,Mountain(s)
Levels One and One Half
Property Subtype Single Family Residence
Parcel Number 1639780
Community Features Picnic Area
County Rutherford
New Construction No
Property Type Residential
HOA Yes
Subdivision Name Cedar Creek Mountain
Garage Y/N No
Full Baths 2
Directions Memorial Hwy to Bills Creek Rd to a left onto Cedar Creek. Right onto Rocky Mountain Dr. Home is on the right.
High School Unspecified
City Lake Lure
Senior Community Y/N No
Lot Size Units Acres
Carport Y/N No
Elementary School Unspecified
Middle/Junior High School Unspecified
Additional Parcels Y/N No
Standard Status Active
CAR_HOASubjectTo Required
Construction Type Site Built
Tax Assessed Value 587600
Listing Terms Cash,Conventional,Owner Financing

Interior Features

Basement Exterior Entry,Interior Entry,Multiple Below-Grade Levels,Partially Finished,Storage Space,Walk-Out Access
Fireplace Features Family Room,Gas Log,Living Room
Basement (Y/N) Yes
Fireplace Y/N Yes
Above Grade Finished Area 3173
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 2
Total Baths 3
SqFt Main 1599
SqFt Lower 677
SqFt Upper 897
Bedroom 2

Exterior Features

Exterior Amenities Fire Pit
Parking Features Driveway
Lot Features Creek/Stream
Water Source Well
Lot Size Area 1.06
Foundation Details Basement
Road Surface Type Gravel
Other Parking Two separate driveways,one on either side of the home.
Road Responsibility Private Maintained Road
Main Level Garage YN No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Asheville, NC office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unspecified Elementary School
Middle School Unspecified Middle School
High School Unspecified High School

Price History

12/11/2025 Listed $839,000
4/28/2026 5% - $799,000

Property vs Zip Code Average in 28746

Price
AVG $760K
$800K
Year Built
AVG 1993
2007
Visits
AVG 322
646
Data Provided by Inside Real Estate®

Areas That We Cover

120 Rocky Mountain Drive Lake Lure, NC is a Single Family Home for sale at $799000 with 3173 sqft and a lot size of 1.06 Acres Acre(s). 120 Rocky Mountain Drive Lake Lure has 2 bedrooms, 2 baths and was built in 2007. The property's zip code is 28746 which is in Lake Lure, NC

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Daniel Smith

Daniel Smith

REALTOR®

828-429-3428

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